FRS's objective is to initiate and complete the process of placing accuracy, which often results in a reduction or elimination of the required Federally Mandated Flood Insurance.
Flood Relief Specialists works with borrowers and property owners nationwide to assist in reducing, eliminating and placing accuracy with regard to their flood insurance requirements.
If your situation causes you to wonder…WHY?
You were recently placed in the SFHA (Special Flood Hazard Area) and you were not in it previously.
Your property sits in the SFHA but your structure does not (you can only be required to insure your structure, not your land).
You received a notice, requiring you to increase your current coverage to meet your homeowners insurance replacement cost (up to $250,000.00).
You received a letter from your Mortgage Company that gives you 45 days to comply with the flood insurance requirements or it will be forced placed through your escrow account.
When there is flooding that affects the structures across town and does not affect your home, why do you have to pay flood insurance?
Your annual premium has consistently gone up even though there has been no flooding or claims on your structure.
Your neighbor pays a much lower premium or no premium at all.
Your property bumps up against a flood zone, unfortunately placing your structure inappropriately, in the higher risk zone.
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